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How a Fixed-Rate Mortgage Turned My Panic Into a Plan
Two years ago, my rent went up again, and I finally got tired of paying for someone else's house. So I started looking into buying my own place, and that is when the fear kicked in. Rates felt impossible, and every headline made things worse. As of late July 2026, the average 30-year fixed-rate mortgage sat at 6.58 percent, according to Freddie Mac's weekly survey, and every number I saw online...
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